
Low Risk
The Loan Repayment will be directly deducted from the Borrower(s) Salary, the Loan Repayment will be deducted even before the borrower actually receive their salary credited into the respective Bank Account.

Low Operational Cost
The Payroll Collection System is a fully automated Loan Repayment system, it is primarily system driven, so you will not be required to hire large number of employees to track, manage and chase for Loan Repayments, we will manage all of this for you.

Predictable Cash Flow
With low risk and fully automated Payroll Collection System, your cash flow management will be highly accurate and predictable, your Loan Repayments will be credited on time every time.
About Us this website
We are expertise in payroll collection services
Universe Enterprise (M) Sdn Bhd was incorporated in 2012. The Management Team had successfully managed several similar Payroll Collection services for other entities and as such we decided to venture into our own projects with partners. We are involved in Payroll Collection services. We provide payroll collection for the following activities;
Our Services this website
01
Payroll Collection
We offers Payroll Collection services for Civil Servants, GLC employees, and selected companies, handling monthly deductions for Islamic Financing, Insurance, and Investment Savings.02
Angkasa Salary Deduction System (SGPA)
We provides Angkasa Salary Deduction System (SGPA) services, managing secure and efficient monthly deductions for Islamic Financing, Insurance Premiums, and Investment Savings for eligible employees.
Career this website
Grow your future with us
We are always on the lookout for dynamic, passionate, and committed individuals eager to contribute their skills and expertise to help take our work to greater heights. Join our team today and be part of an innovative and growing company dedicated to your success!
Resources this website
Essential resources, forms, and document checklists
Find essential forms, documents, and checklists to support your processes with us. Download what you need for quick, easy access and a smoother experience with our services.

